In Dayton, sub-baccalaureate degrees and certificates are paying off for students and employers. Tom Lasley, director of the Learn to Earn Dayton initiative, says " sub-baccalaureate credentials can have a significant payoff, with each year of post-high-school education correlating to an 11 percent increase in one’s income."
http://www.luminafoundation.org/publications/focus/2012-11.html